Back to Guide Nomad Vault
TravelDilo Nomad Tools • Tax Year 2026
🧮 Nomad Tax Calculator Suite
Tax Year:
§904 Limitation • General/Passive • §911 Stacking • 10-Yr Carryover
IRC §904 Limitation • General & Passive Baskets • TY2026
⚖️ Foreign Tax Credit (FTC) Calculator
Form 1116 limitation engine, §911 FEIE reduction stacking, 10-year carryover schedule, and FTC vs. FEIE comparison.
IRC§904
Presets:
Total FTC Allowed
$20,800
Form 1116 Line 35 → Sch 3
General Category
$20,800
Wages & Active Income
Passive Category
$0
Dividends, Interest, Gains
Carryforward (10 yr)
$7,200
Excess vs. §904 Limit
Carryback to 2025
$0
1-Year Prior Excess
Form 1116 & §904 Limitation Mechanics (TY2026)
Hide Guide

The Foreign Tax Credit prevents double taxation by offsetting US income tax with taxes paid to foreign governments, capped by the IRC §904 limitation formula.

⚖️ Separate Baskets

General category (wages/consulting/self-employed) and Passive category (dividends/interest/capital gains) cannot cross-subsidize. Each requires its own Form 1116 calculation.

📈 §904 Limitation Formula

Allowable credit = US Tax Before Credits × (Foreign Source Taxable Income ÷ Total Worldwide Taxable Income). You cannot use foreign taxes to reduce taxes on US-source income.

🔥 High-Tax Kickout

Passive income taxed by a foreign country at a higher rate than the top US tax bracket is automatically reclassified into the General category basket.

Worldwide & Foreign Income Inputs

Foreign Baskets Breakdown

General Basket (Active Wages)
Passive Basket (Dividends / Gains)

§904 Limitation Fractions

general Category LimitationFraction: 0.8000 (80.0%)
Foreign Taxable:$107,120
Creditable Taxes:$28,000
§904 Limitation:$20,800
Allowable Credit:$20,800
passive Category LimitationFraction: 0.0000 (0.0%)
Foreign Taxable:$0
Creditable Taxes:$0
§904 Limitation:$0
Allowable Credit:$0
Taxes on foreign earned income were estimated pro-rata to compute the §911 reduction of creditable taxes.

For accuracy, enter the actual amount of foreign income tax paid on your foreign earned income. The estimate assumes foreign taxes are proportional to the earned-income share of General-category income.

Current-year excess credits of $7,200 in the general category (carryback 1 year / carryforward 10 years).
Deductions not definitely related to specific income (standard/itemized deduction, other deductions, interest) were apportioned pro-rata by gross income — the Form 1116 lines 3a–3g method.

Reg. §1.861-8/-9 apportionment (including the asset method for interest expense) is not implemented. If your situation involves significant interest expense or specific allocations, the limitation may differ.

This calculator covers only the General and Passive limitation categories. Foreign branch income, §951A (GILTI), §901(j) sanctioned-country income, treaty-resourced income, and lump-sum distributions require separate Forms 1116.
⚖️ Legal & Professional CPA Compliance NoticeTravelDilo Nomad Tax Calculators is an analytical organization and simulation suite designed for informational, scenario-modeling, and personal record-keeping purposes only. It does not constitute certified legal, financial, wealth management, or CPA tax preparation advice. Cross-border tax regulations (including IRS §911 FEIE, §904 FTC, Schedule SE, and FinCEN Form 114) involve complex individual facts. Always verify your calculations with a licensed CPA or Enrolled Agent prior to filing.
⚖️ Educational Estimator Notice
All calculators are deterministic simulation tools cross-verified against official IRS publications: Rev. Proc. 2025-32, Pub 15-T (2026), Pub 54, Pub 514, and Form 2555 / 1116 instructions.
📜 IRS Publication References
Engines model exact integer-cents arithmetic, §904 fraction limitations, Social Security wage base caps ($184,500 for TY2026), 50 state tax schedules, and 14 local jurisdictions.
🔒 Privacy — 100% Client-Side Engine
All computations execute locally in your browser. No wage, income, travel, or financial account data is transmitted to external servers during calculation.
© 2026 TravelDilo · Tax Calculator Suite · Not affiliated with the IRS or U.S. Treasury Department.Nomad's GuideAudit-Ready Vault